![]() The premium Microsoft Excel version allows up to 40 creditors. Buying the Extended license costs $9.95 and lets you enter up to 20 creditors in Google Sheets. Your first ten creditor accounts are free. Vertex42 has a debt reduction calculator. While there are debt payoff apps to make a payment plan, a template might be your preference. If two loans have the same balance amount, make additional payments on the one with the higher interest rate first. Make extra monthly payments on the smallest debt balanceĪs you pay off your smallest debt balance, make extra payments for the next-smallest balance. ![]()
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